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FDD

FD&D (Freight, Demurrage, and Defense) insurance is a specialized form of coverage designed for shipowners, operators, and charterers. It protects against three key areas of risk in maritime operations:

Protection against

1

Freight

This covers the risk of non-payment or disputes related to freight, ensuring that the carrier receives payment or avoids having to pay for the (non)transportation of goods as per the terms of the contract.

2

Demurrage

This covers legal costs and expenses associated to the liquidated damages a shipowner or charterer may claim or defend for delays incurred in the loading port(s) or at the discharge port(s) beyond the agreed time.

3

Defense

This covers legal costs and expenses associated with defending or pursuing claims related to a wide variety of shipping disputes that may arise during operations.

FD&D insurance provides a comprehensive safety net for parties involved in shipping, assisting to mitigate financial losses from disputes but covering solely the costs of legal defense including your opponents costs in case of an unexpected negative outcome. .

Our team is ready.

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Team lid
Broking

Michelle Molendijk

Broker
Team lid
Broking

Michelle Molendijk

Broker

Michelle is a graduate of the Erasmus University in Rotterdam, where she specialised in Maritime and Transport Law, achieving a Master's degree. Following an internship at a law firm, she spent the next five years as a claims handler at Dutch P&I, handling P&I and Defence claims on behalf of clients and assisting with legal and operational matters, such as contract reviews. After a year away from the maritime industry, she returned to Dutch P&I in 2023 as an insurance broker, where she now assists clients by negotiating the best insurance solutions for their needs.

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+35 years
reliable insurance partner
100% independent
full insurance access
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for claims and calamities
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NW Europe, worldwide available

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