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FD&D (Freight, Demurrage, and Defense) insurance is a specialized form of coverage designed for shipowners, operators, and charterers. It protects against three key areas of risk in maritime operations:
This covers the risk of non-payment or disputes related to freight, ensuring that the carrier receives payment or avoids having to pay for the (non)transportation of goods as per the terms of the contract.
This covers legal costs and expenses associated to the liquidated damages a shipowner or charterer may claim or defend for delays incurred in the loading port(s) or at the discharge port(s) beyond the agreed time.
This covers legal costs and expenses associated with defending or pursuing claims related to a wide variety of shipping disputes that may arise during operations.
FD&D insurance provides a comprehensive safety net for parties involved in shipping, assisting to mitigate financial losses from disputes but covering solely the costs of legal defense including your opponents costs in case of an unexpected negative outcome.
Mark van Zalingen is an experienced marine insurance professional with a strong background in P&I and Charterers’ Liability. He began his career in 2007 and spent over 11 years as a P&I Underwriter at a P&I insurance provider before becoming Lead Class Underwriter P&I at MS Amlin Marine. In 2019, he joined DUPI Underwriting Agencies as Senior Underwriter Charterers’ Liability, later combining this with underwriting responsibilities for Project P&I. Before returning to the insurance broking and underwriting side of the industry, Mark served as Claims & Insurance Manager for a major Dutch shipowner. In this role, he was responsible for overseeing the company’s global insurance portfolio, including P&I and Hull & Machinery. He managed complex claims across multiple jurisdictions, coordinated directly with P&I Clubs, insurers, surveyors, and legal experts, and ensured efficient resolution of incidents with both operational and financial impact. He holds a background in Logistics & Supply Chain Management, contributing to his strong analytical and sector‑focused approach.
Tünde brings a unique combination of legal expertise and risk management experience to support clients in the maritime, transport, and logistics sectors. She helps organizations anticipate challenges, manage complex risks, and safeguard their operations in an ever-changing global environment. Her strong academic foundation includes an LL.M. in Private Law with a specialization in Transport and Commercial Law from the Open Universiteit, complemented by advanced Executive Education at Erasmus School of Law, where she focused on Transport Law and Sea & Inland Shipping Law. This legal depth enables Tünde to translate regulatory complexity into practical, client-focused solutions. As part of Dutch P&I, Tünde partners with businesses to design tailored risk strategies that enhance resilience and create certainty. Her approach is proactive, transparent, and built on long-term relationships—ensuring clients can focus on growth while she takes care of the risks.